Overview
HIFI supports three rails. Each rail provides a specialized connection to specific markets and payment methods, enabling pay-ins (onramps) and pay-outs (offramps) for individuals and businesses.- USD Rail – enables payins and payouts to the US
- Global Network Rail – enables payouts to multiple regions
- Africa Rail – enables payins and payouts to multiple countries
See the coverage page for the full list of supported countries and regions.
USD Rail
The USD Rail enables USD pay-ins and pay-outs through multiple payment methods and supports virtual accounts for onramps. Payment Methods:- ACH (Automated Clearing House)
- RTP (Real-Time Payments)
- Wire transfers
- Virtual accounts for onramps
- Payouts include user’s KYC/B name
- Full USD onramp and offramp capabilities
Global Network Rail
The Global Network Rail enables payouts to Asia and Africa with support for multiple currencies. Supported Regions:- China (CN): USD and CNY
- Hong Kong (HK): USD and HKD
- Other regions: BRL, MXN, NGN
Africa Rail
The Africa Rail enables payins and payouts to various African countries with local currency support. Supported Countries:- Benin (BEN)
- Botswana (BWA)
- Burkina Faso (BFA)
- Cameroon (CMR)
- Côte d’Ivoire (CIV)
- Kenya (KEN)
- Malawi (MWI)
- Mali (MLI)
- Nigeria (NGA)
- Senegal (SEN)
- South Africa (ZAF)
- Tanzania (TZA)
- Togo (TGO)
- Uganda (UGA)
- Zambia (ZMB)