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Unlocking a Rail enables a user’s access to specific payment networks and geographic regions. Each rail provides a specialized connection to specific markets and payment methods, enabling pay-ins (onramps) and pay-outs (offramps) for users and businesses.

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Available Rails

HIFI supports three rails:
  • USD Rail – enables payins and payouts to the US
  • Global Network Rail – enables payouts to multiple regions
  • Africa Rail – enables payins and payouts to multiple countries
South America onramps are currently inactive, but support will return soon.

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USD Rail

The USD Rail enables USD pay-ins and pay-outs through multiple payment methods and supports virtual accounts for onramps. Payment Methods:
  • ACH (Automated Clearing House)
  • RTP (Real-Time Payments)
  • Wire transfers
Features:
  • Virtual accounts for onramps
  • Payouts include user’s KYC/B name
  • Full USD onramp and offramp capabilities
Learn more: USD Rail

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Global Network Rail

The Global Network Rail enables payouts to Asia and Africa with support for multiple currencies. Supported Regions:
  • China (CN): USD and CNY
  • Hong Kong (HK): USD and HKD
  • Other regions: BRL, MXN, NGN
Learn more: Global Network Rail

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Africa Rail

The Africa Rail enables payins and payouts to various African countries with local currency support. Supported Countries:
  • Benin (BEN)
  • Botswana (BWA)
  • Burkina Faso (BFA)
  • Cameroon (CMR)
  • Côte d’Ivoire (CIV)
  • Kenya (KEN)
  • Malawi (MWI)
  • Mali (MLI)
  • Nigeria (NGA)
  • Senegal (SEN)
  • South Africa (ZAF)
  • Tanzania (TZA)
  • Togo (TGO)
  • Uganda (UGA)
  • Zambia (ZMB)
Learn more: Africa Rail