curl --request POST \
  --url https://production.hifibridge.com/v2/users/{userId}/virtual-accounts/{accountId}/simulate-deposit \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '{
  "amount": "<string>",
  "paymentRail": "WIRE",
  "requestId": "<string>",
  "source": {
    "routingNumber": "<string>",
    "accountNumber": "<string>",
    "name": "<string>",
    "bankName": "<string>"
  },
  "userId": "<string>",
  "reference": "<string>",
  "description": "<string>"
}'

{
  "amount": "88.8",
  "paymentRail": "WIRE",
  "requestId": "550e8400-e29b-41d4-a716-446655440000",
  "source": {
    "routingNumber": "021000021",
    "accountNumber": "123456789",
    "name": "Henry Wu",
    "bankName": "Bank of NoWhere"
  },
  "userId": "840c28f2-ea7d-5c3a-9271-b10fd8b6ae6d",
  "reference": "Test deposit",
  "description": "Simulated test deposit"
}