Key Features
- Onramps: ACH, Wire, RTP (Coming Soon)
- Offramps: ACH, Wire, RTP (Coming Soon), SWIFT
- Named Virtual Accounts: Beneficiary name matching KYC/KYB
- Named Payouts: Sender title matching KYC/KYB
- First and Third-Party Pay-Ins and Payouts
Minimum Amounts
The USD Rail has minimum transaction amounts for both pay-ins and payouts:- USDT: $10 USD minimum for both pay-ins and payouts
- USDC: $1 USD minimum for both pay-ins and payouts
What’s New
The USD Rail introduces several improvements over the previous system:Enhanced KYC/KYB Flow
- More flexible and easier to implement
- New documentation upload endpoints
- Updated response schemas
- Additional required information for compliance
Improved API Endpoints
- Direct file upload capabilities
- Better error handling and validation
- Enhanced status tracking
- Streamlined submission process
Getting Started
Migration Requirements
The new USD rail requires using the updated flow. You must use the new
documentation endpoint to upload user documents. Failing to do so will result
in a 400 error when submitting the application.
Next Steps
- Submit KYC - Learn how to onboard individual users
- Submit KYB - Learn how to onboard business users
- Virtual Accounts - Set up named virtual accounts
- Transfers - Initiate USD transfers