Getting started
1
Request access
To begin, you’ll need access to the HIFI Dashboard where you can try out the
product and get sandbox API keys.
Schedule an intro call
2
Implement in sandbox
Use your sandbox API keys to integrate and test. Follow this step-by-step
guide to learn how to implement a transfer flow.
Explore quickstart
3
Get production keys
Finally, submit your KYB application through the Dashboard to get production
keys and bring your flows to life.
Visit Dashboard
Dive deeper
Explore our APIs to learn more about the platform.- Test with Postman – Import our Postman collection to explore all endpoints interactively
- Review the API reference – Dive deep into our REST API documentation to explore complete specs and examples
All features can be tested in our sandbox environment where transactions are
simulated, KYC is typically auto-approved and there’s no financial risk.
What you can do
- Send and receive payments: Move money between fiat and stablecoins across borders through a single API.
- Create virtual accounts: Issue deposit accounts for users in supported currencies to manage deposits and withdrawals.
- Provision wallets: Generate custodial wallets for users or businesses to hold and transfer funds securely.
- Bridge on-chain assets: Transfer or swap digital assets between chains using quote-based or non-quote-based on-chain operations.
- Automate fund flows: Use APIs to manage internal transfers, settlements, and liquidity automatically.
Common use cases
Payments
Payments
Build comprehensive payment solutions that enable seamless money movement across borders and currencies.Cross-border paymentsEnable users to send money internationally through stablecoins with instant settlement. Convert fiat to USDC, transfer across borders instantly without traditional banking delays, and offramp to local currency. Leverage HIFI’s global network to reach recipients in multiple countries while maintaining low fees and transparent exchange rates.RemittancesBuild remittance products for users sending money home to family and friends. Support multiple currencies and geographic regions through our extensive network of offramp partners. Provide competitive exchange rates, fast settlement times, and transparent fee structures. Integrate KYC links and compliance workflows to ensure regulatory adherence across different jurisdictions.Bill paymentsFacilitate automated bill payment services for utilities, subscriptions, and other recurring expenses. Use virtual accounts to collect payments from users and route funds to billers automatically. Support batch transfers to process multiple payments efficiently, reducing operational overhead while ensuring timely settlements.
Marketplaces
Marketplaces
Power marketplace platforms with flexible payment infrastructure and automated fee distribution.Marketplace paymentsEnable crypto-native payments in your marketplace platform. Allow users to onramp fiat currency, make purchases using stablecoins, and offramp earnings back to their bank accounts. Support escrow functionality using HIFI’s transfer approval workflows to hold funds until transactions are confirmed. Provide multi-currency support so buyers and sellers can transact in their preferred currencies.Platform fee splitsAutomate fee collection and distribution through settlement rules and batch transfer capabilities. Configure automatic splits where a percentage of each transaction flows to your platform while the remainder goes to sellers. Use developer fees to seamlessly collect platform revenue without manual reconciliation. Support complex payout structures with multiple recipients per transaction.
Fintech
Fintech
Create innovative fintech applications with digital wallets, peer-to-peer transfers, and comprehensive financial infrastructure.Digital walletProvision custodial wallets for users or businesses to hold and transfer funds securely. Support multiple currencies including stablecoins and fiat across HIFI’s virtual account network. Enable deposits, withdrawals, and internal transfers through a unified API. Integrate balance management and transaction history to give users full visibility into their financial activity. Leverage HIFI’s compliance infrastructure to ensure regulatory requirements are met automatically.P2P transfersBuild peer-to-peer transfer capabilities that allow users to send money to each other instantly. Support transfers between users within your platform, across different currencies, and to external recipients. Use virtual accounts to enable seamless deposits and withdrawals. Implement transfer approval workflows for added security and control. Support batch transfers for bulk operations and provide real-time notifications through webhooks.